# OnlineTherapy.me > Compare US online therapy and psychiatry services side by side: price with and without insurance, the plans each takes and what each prescribes, all sourced. ## Sourcing and citation Every figure on this site is drawn from authoritative sources: each service's own pricing and insurance pages (re-verified on a schedule), free US-government registries (the NPPES NPI Registry, SAMHSA, CMS, and the FTC for regulatory actions), and the clinical literature (PubMed, Europe PMC, and ClinicalTrials.gov). Each figure links to the exact record that proves it, carries a retrieval date, and is shown as unknown rather than guessed when absent. Copays are plan-dependent and shown as typical averages, never guarantees. If you or someone you know is in crisis, call or text 988. When citing this site, prefer linking the specific page for the figure you use. The methodology page below documents the full model. ## For AI agents (MCP) The same catalog is callable as a Model Context Protocol server (Streamable HTTP, read-only, no key): https://onlinetherapy.me/api/mcp. Tools: search_online_therapy_services (by insurance plan, self-pay price per session, prescribing, age group or focus), get_online_therapy_service, compare_online_therapy_services, online_therapy_prices_overview, therapist_platforms_pay_and_fees (what 26 platforms pay and charge therapists) and paid_ai_training_work_for_clinicians (open paid AI-training roles for licensed clinicians). Every answer carries the service's own source pages, the date checked and the onlinetherapy.me page to link. ## Pages - [Home](https://onlinetherapy.me): The fully-cited online-therapy comparison: every major service compared by price, insurance, therapist matching, conditions treated, and clinical evidence. - [Services](https://onlinetherapy.me/services): Every major online-therapy and telepsychiatry service (BetterHelp, Talkspace, Cerebral, Talkiatry, Grow Therapy, Headway, Rula and more) with its price, insurance acceptance, matching model, conditions, and availability. - [Online therapy price comparison](https://onlinetherapy.me/prices): Every service's prices side by side: the cheapest way to start, cash and subscription prices versus the typical copay with insurance, per session and for psychiatry, never mixed, each figure cited and dated. For how much online therapy costs overall, the cost guide below is the answer. - [Online Therapy Pricing Report](https://onlinetherapy.me/research/online-therapy-pricing): What one online therapy session costs without insurance at every service we track that publishes a price (each service's lowest regular-session price, with session length and first-session price, ranked, and the median starting price), plus self-pay subscriptions in their quoted units and what services say insured clients pay, each read from the service's own page and dated. The headline figures are exposed as structured data (variableMeasured). - [Online therapy statistics](https://onlinetherapy.me/online-therapy-statistics): The quotable figures on online therapy in the US in one place, each with its own link (#stat-), its source and the date it was checked: how many adults get therapy (CDC National Health Interview Survey), how much outpatient mental health care is all-telehealth, hybrid or in person (JAMA Psychiatry, Medical Expenditure Panel Survey), the median self-pay session price across services, how many services take insurance, Medicare and Medicaid, who prescribes ADHD medication, what platforms pay therapists, and open clinical jobs. Figures about the services are computed from the same records as the pages they link to. - [Affordable online therapy](https://onlinetherapy.me/affordable-online-therapy): The cheapest legitimate ways to get online therapy, separated by the route a person actually chooses between: in-network insurance copay, self-pay subscription, income-based sliding scale, and free or near-free options. - [Free online therapy: every real way to get it](https://onlinetherapy.me/free-online-therapy): Every route to online therapy or counseling that costs the person nothing, and who qualifies: an employer's employee assistance program (EAP), Medicaid and CHIP, community health centers that charge by income, a $0 insurance copay (the services whose own pages say some insured members pay $0), free city, state and school programs for young people, VA Vet Centers and Military OneSource for veterans and military families; what each online service's own pages say about a free trial (almost none offer one; BetterHelp and Talkspace say they do not), income-based aid and sliding scales (Open Path from $40 a session), and the free crisis lines, helplines and peer support that are help but not therapy, each linked to its source. - [Malpractice insurance at online therapy platforms (for therapists)](https://onlinetherapy.me/for-therapists/malpractice-insurance): Which of 26 online therapy platforms provide malpractice (professional liability) insurance for the clinicians who work with them and which require clinicians to carry their own policy (usually $1 million per claim and $3 million aggregate), each from the platform's own pages for clinicians, terms or job postings; plus what an individual policy costs where insurers publish it (CPH, Berxi). - [Text therapy: online services where you can message a therapist](https://onlinetherapy.me/text-therapy): Which online therapy services let you message your therapist between sessions and which hold whole sessions by live chat (BetterHelp, Talkspace, Online-Therapy.com, Headspace Care, Learn to Live), which of them take insurance in network and see teens, their self-pay prices, and the free crisis and help lines you can text (988, Crisis Text Line, The Trevor Project, Teen Line and others), each from its own pages. - [Online insomnia treatment: CBT-I, sleep medication, and who prescribes what](https://onlinetherapy.me/online-insomnia-treatment): Which online services say they treat insomnia (42 compared), which give cognitive behavioral therapy for insomnia (CBT-I programs at Learn to Live, Online-Therapy.com and Lemonaid; therapists who give CBT-I at Talkspace, Cerebral, Talkiatry, Klarity and others), which prescribe for sleep and which medicines they name (trazodone, low-dose doxepin, ramelteon, orexin blockers, Z-drugs) or rule out (many say no Ambien or controlled substances), insurance and prices, with the FDA labels (Ambien, Lunesta, Belsomra, Dayvigo, Quviviq, Rozerem, Silenor), the ACP and AASM guidance that recommends CBT-I first, the FDA warning on complex sleep behaviors, the DEA telemedicine rules for controlled medicines through December 31, 2026, the evidence for internet CBT-I, and free CBT-I from the VA (Insomnia Coach, Path to Better Sleep), each from its own page. - [Online grief counseling: who offers it, free grief support, and what it costs](https://onlinetherapy.me/online-grief-counseling): Which online therapy services say their clinicians help with grief and loss (40 compared, among them Talkspace, BetterHelp, Rula, SonderMind, Grow Therapy, Doctor On Demand, Calmerry, Thriveworks and Online-Therapy.com), for whom (adults, teens, children), which run grief groups (LifeStance, SonderMind, 7 Cups), which take insurance or Medicaid and their prices, with free grief support (The Compassionate Friends, GriefShare, Soaring Spirits, TAPS, VA Vet Center bereavement counseling, AFSP suicide loss groups, the National Alliance for Children's Grief and Dougy Center directories, Experience Camps), what prolonged grief disorder is (APA, DSM-5-TR, code F43.81), Medicare's hospice bereavement rule (up to 1 year), and the trials of complicated grief treatment and internet-based grief therapy, each from its own page. - [Online eating disorder treatment: who treats it, who does not, care teams and cost](https://onlinetherapy.me/online-eating-disorder-treatment): Which online services say they treat eating disorders (26 compared, among them Equip, Within Health, Charlie Health, Talkspace, BetterHelp and LifeStance) and which say they do not or not severe cases (Talkiatry, Brightside, Headspace Care, Two Chairs, Bend Health, Hims & Hers, Lemonaid, Modern Health), the kinds each names (anorexia, bulimia, binge eating disorder, ARFID, OSFED), family-based treatment and CBT-E, care teams with dietitians and medical monitoring, intensive outpatient and partial hospitalization programs, medication, insurance, Medicaid and prices, with the FDA labels for Vyvanse (binge eating disorder) and Prozac (bulimia), the APA guideline, the research on treatment by video, and free helplines and support groups (National Alliance for Eating Disorders, ANAD, F.E.A.S.T., Project HEAL, NEDA tools), each from its own page. - [Online bipolar disorder treatment: who treats it, who does not, lithium and cost](https://onlinetherapy.me/online-bipolar-treatment): Which online services say they treat bipolar disorder (31) and which say they do not (Circle Medical, Hims & Hers, Lemonaid, Mindbloom, and Joyous for bipolar I), which prescribe for it (26) and name lithium (11), mood stabilizers or antipsychotics, what each says about lab work, insurance, Medicaid, Medicare and prices, with the FDA-approved bipolar medicines from their labels, lithium's blood-level monitoring, why antidepressants alone are avoided, and free support groups, each from its own page. - [Online PTSD and trauma treatment: CPT, EMDR, medication and cost](https://onlinetherapy.me/online-ptsd-treatment): Which online services treat PTSD and trauma (53 compared), which name a trauma-focused therapy (cognitive processing therapy, prolonged exposure, EMDR, trauma-focused CBT) and whether every clinician is trained in it (Nema Health, Charlie Health, Within Health), which prescribe for PTSD and name SSRIs, venlafaxine or prazosin, intensive and ketamine programs, insurance, Medicaid and prices, with the FDA-approved PTSD medicines (sertraline, paroxetine), the VA/DoD guideline, the randomized trials of CPT and PE by video, and free lines (988, Veterans Crisis Line, RAINN) and therapist directories (CPT, PE, EMDR), each from its own page. - [Same-day online therapy and psychiatry: how fast each service says you can start](https://onlinetherapy.me/same-day-online-therapy): How soon each online therapy and psychiatry service says a new client can have a first therapy session or a first prescriber visit (today, within 1 to 2 days, within a week, or only how fast you are matched), in its own words with the limit it states, next to insurance and self-pay prices; which services say nothing about timing; and the crisis lines that answer right away. From each service's own pages, checked October 30, 2026. - [Phone therapy: online services with therapy over the phone](https://onlinetherapy.me/phone-therapy): Which online therapy services hold sessions by phone with no camera (BetterHelp, Talkspace, Cerebral, MDLIVE, Teladoc, Grow Therapy, Thriveworks, Online-Therapy.com, Open Path and others), which take insurance in network, which take Medicare and with what limit, self-pay prices, psychiatry and addiction care by phone, the randomized trial of CBT by phone versus in person (JAMA 2012), and the free lines you can call (988, SAMHSA, NAMI and others), each from its own pages. - [Online therapy for veterans: VA telehealth, free programs and TRICARE](https://onlinetherapy.me/online-therapy-for-veterans): How a US veteran can get therapy by video or phone: VA telemental health, VA Video Connect, Vet Centers and VA community care; national nonprofits that give veterans therapy free or at low cost (Cohen Veterans Network, Emory Healthcare Veterans Program, the Headstrong Project, ROGER by Stop Soldier Suicide, Give an Hour); the Veterans Crisis Line (988 then press 1, text 838255) and peer lines; and which online therapy services name TRICARE and which say they do not take it, each from its own official page. - [LGBTQ+ affirming online therapy: where you can choose an affirming therapist](https://onlinetherapy.me/lgbtq-affirming-online-therapy): Which online therapy services let you choose an LGBTQ+ affirming or LGBTQ+ therapist (directory filters at BetterHelp, Rula, Headway, Grow Therapy, SonderMind, Zencare and others) or run a dedicated LGBTQ+ program (Charlie Health, Calmerry, Octave, Little Otter, gender-affirming hormone therapy at Circle Medical), which only state it, which take insurance, and their prices, each from the service's own pages. - [Black therapists online: where you can choose a therapist by race or ethnicity](https://onlinetherapy.me/black-therapists-online): Which online therapy services let you filter or ask for a therapist by race or ethnicity (BetterHelp, Headway, Zencare, Open Path, Spring Health, Modern Health, Talkspace and others) or run programs for BIPOC clients (Charlie Health, Equip, Within Health), which take insurance, and their prices, each from the service's own pages. - [Christian online therapy and faith-based counseling, compared](https://onlinetherapy.me/christian-online-therapy): Which online therapy services let you choose a Christian or faith-based therapist (faith filters at BetterHelp, Alma, Rula, LifeStance, Zencare, Open Path, NOCD) or run a Christian program (Charlie Health, Thriveworks), which take insurance, and their prices, each from the service's own pages. - [Online therapy in Spanish: where to find a Spanish-speaking therapist](https://onlinetherapy.me/online-therapy-in-spanish): Which online therapy and psychiatry services let you choose a Spanish-speaking clinician (a language filter or a language picked at sign-up: Talkspace, BetterHelp, Rula, Alma, Grow Therapy, Headway, Talkiatry and others) or ask to be matched with one, which say their care is offered in Spanish (MDLIVE, Headspace Care, Charlie Health) or with a free interpreter (Brightside), where only some clinicians speak Spanish, which take insurance, their self-pay prices, and the free lines that answer in Spanish (988: press 2 or text AYUDA), each from the service's own pages, with a summary in Spanish. - [Online DBT therapy: who gives a DBT program, and who only names it](https://onlinetherapy.me/online-dbt-therapy): Which online services give dialectical behavior therapy as a program or skills group (Lyra's DBT program with individual therapy, skills groups and phone coaching; Charlie Health's DBT-based intensive outpatient program; skills groups at Equip and Within Health), which let you choose a DBT therapist through a filter or matching (Talkspace, Grow Therapy, Octave, Thriveworks, SonderMind, Spring Health, Open Path), and which only say their therapists use DBT, with insurance and self-pay prices, what full DBT includes per the DBT-Linehan Board of Certification, the research on DBT by telehealth, and the DBT-LBC and Behavioral Tech directories, each from its own page. - [Online EMDR therapy: where to get it by video and how to find a trained clinician](https://onlinetherapy.me/online-emdr-therapy): Which online therapy services offer EMDR: the ones that let you search for or be matched with an EMDR clinician and the ones that only say some clinicians offer it, what each says about EMDR training and video sessions, insurance and self-pay prices, the research on EMDR delivered online, and where to find an EMDR therapist free (EMDRIA's directory, the VA National Center for PTSD's locators, Trauma Recovery Network pro bono sessions), each from its own page. - [Online CBT therapy: services that offer it, compared](https://onlinetherapy.me/online-cbt-therapy): Which online therapy services offer cognitive behavioral therapy: the few built on a structured CBT program (Meru Health, Online-Therapy.com, Learn to Live) and the many whose therapists use CBT among other approaches, each with the sentence from its own pages that names CBT, the other approaches it names (ERP, DBT, ACT and others), its cheapest self-pay price and whether it takes insurance, plus the research on CBT by video and through apps. - [Online therapy with HSA or FSA money](https://onlinetherapy.me/online-therapy-hsa-fsa): Which online therapy and psychiatry services take an HSA or FSA card at checkout, which make you pay another way and claim it back with a receipt, and which say they do not take it (47 services, each statement quoted from the service's own page and dated), plus the IRS rules: therapy received as medical treatment, psychologists and psychiatric care count as medical expenses (Publication 502); a health FSA is use-it-or-lose-it unless the plan has a grace period of up to 2 1/2 months or a carryover (up to $680 for 2026); HSA money never expires (Publication 969). - [Mental health benefits for small businesses: prices compared](https://onlinetherapy.me/mental-health-benefits-small-business): For employers: what a small business pays for employee mental health, from each vendor's own pages: Talkspace's Small Business therapy plan (from $20 per employee per month, $500 a month at 25 employees, one-year minimum), Headspace's and Calm's wellbeing apps (per-seat yearly prices), MindFi, Rula and Two Chairs (in-network therapy at no employer fee), and the EAP vendors that quote only on request (Lyra, Spring Health, Modern Health, BetterHelp, TELUS Health, AllOne Health, CuraLinc, Nivati). - [EAP therapy: free counseling through your employer](https://onlinetherapy.me/eap-therapy): How employee assistance programs (EAPs) work and the online platforms employers run them through (Lyra Health, Spring Health, Modern Health, Headspace Care, Included Health, Learn to Live, Talkspace): the share of US workers with an EAP (Bureau of Labor Statistics, March 2026: 60 percent of private-industry and 80 percent of state and local government workers), what federal rules let an EAP charge (no premium, no cost sharing, never a gatekeeper to your health plan, 29 CFR 2590.732), and, from each platform's own pages quoted exactly: how many free sessions and who sets the number, what you pay once they are used, how to check whether your employer offers it, what your employer sees, which family members are covered, whether you can use it without an employer, plus the comparisons people search (Lyra vs Spring Health and more). - [Online psychiatry](https://onlinetherapy.me/online-psychiatry): Which online psychiatry services prescribe medication, and specifically which will prescribe controlled substances (including ADHD stimulants such as Adderall or Vyvanse) versus restricting them, plus insurance and cost. - [Online couples therapy](https://onlinetherapy.me/online-couples-therapy): Which services offer genuine two-partner couples and marriage counseling sessions (as opposed to individual relationship work), compared by price, insurance, and care model. - [Online therapy for teens and kids](https://onlinetherapy.me/online-therapy-for-teens-and-kids): Every online therapy service a family can start that says on its own pages it sees teenagers or children under 13: the ages each one states, its insurance, Medicaid and TRICARE answers, its price without insurance, whether its clinicians prescribe for under-18s (stimulants included or not), and what it says about a parent's consent, plus the free city, state, school and crisis routes for young people, each verified on its own official page. - [Online autism assessment and therapy](https://onlinetherapy.me/online-autism-assessment-and-therapy): Which online therapy and psychiatry services say on their own pages that they evaluate for autism (ages, online or in person, price and insurance as stated) and which give therapy or support to autistic children, teens and adults, plus the free evaluation routes for children (early intervention, school evaluations), Medicaid, state insurance rules and TRICARE, each verified on its official page. - [Online ADHD treatment and diagnosis](https://onlinetherapy.me/online-adhd-treatment): Which online services say on their own pages that they evaluate for ADHD (who, online or in person, price and insurance as stated), which prescribe ADHD medication and where each stands on stimulants such as Adderall (with every limit it states), their insurance, Medicaid and self-pay prices, what they say about medication for children and teens and about existing prescriptions, plus the federal telehealth rule and the free school evaluations, each linked to its source. - [Online anxiety treatment and medication](https://onlinetherapy.me/online-anxiety-treatment): Which online therapy and psychiatry services say on their own pages that they treat anxiety and which prescribe anxiety medication, the medicines each names (SSRIs, SNRIs, buspirone, hydroxyzine, beta blockers), what each says about benzodiazepines such as Xanax, Klonopin and Ativan (with every limit it states), the therapy approaches each names (CBT, exposure therapy), their insurance, Medicaid, Medicare and self-pay prices, plus the anxiety indications on each medicine's FDA label, the FDA boxed warning and DEA schedule for benzodiazepines and the federal telehealth rule, each linked to its source. - [Online depression treatment and medication](https://onlinetherapy.me/online-depression-treatment): Which online therapy and psychiatry services say on their own pages that they treat depression and which prescribe medication for it, the medicines each names (SSRIs, SNRIs, bupropion (Wellbutrin), mirtazapine, trazodone and others), what each says about ketamine, Spravato (esketamine) and TMS for depression that has not responded to treatment, which name postpartum depression, the therapy approaches each names (CBT, behavioral activation, interpersonal therapy), their insurance, Medicaid, Medicare and self-pay prices, plus the depression indications on each medicine's FDA label, the antidepressant boxed warning, the FDA's rules for Spravato and its warning on at-home ketamine, and free screeners and lines, each linked to its source. - [Online OCD treatment: ERP therapy and medication](https://onlinetherapy.me/online-ocd-treatment): Which online therapy and psychiatry services say on their own pages that they treat OCD, which name exposure and response prevention (ERP) and whether they say every clinician giving OCD care is trained in it or let you choose one who lists OCD, which prescribe medication for OCD and the medicines each names (SSRIs, clomipramine), what each says about intensive ERP, intensive outpatient programs and TMS, which treat children and teens and the related conditions (body dysmorphic disorder, hoarding, hair pulling, skin picking, tics), their insurance, Medicaid, Medicare and self-pay prices, plus the OCD indications on each medicine's FDA label, first-line guidance and the free routes to an ERP therapist, each linked to its source. - [Who owns which online therapy service](https://onlinetherapy.me/companies): Online therapy and psychiatry services grouped by the company behind them, such as Teladoc Health (BetterHelp) and Universal Health Services (Talkspace), so a reader can see which brands share an owner, each linked to its service page and sources. - [Is an AI chatbot real therapy?](https://onlinetherapy.me/chatbots): What AI therapy chatbots are and are not: none is a licensed therapist or can treat a condition, and how they compare with online therapy from a licensed clinician. In a crisis, call or text 988. - [Is it legit? Who runs each online therapy service](https://onlinetherapy.me/legit): For each online therapy and psychiatry service we track: the legal entity that operates it (from its own terms or privacy policy), when it was founded and who owns it, who gives the care and how its pages say clinicians are licensed and checked, the outside accreditation or certification its pages name (Joint Commission, URAC, NCQA, CARF, LegitScript, HITRUST, SOC 2), every government action naming it (FTC orders, Justice Department and DEA settlements, criminal cases, state attorney general actions) cited to the government's own page, what it says about HIPAA, how cancelling and refunds work, and its Trustpilot and App Store ratings with review counts. One page per service at /legit/. - [Online therapy cancellation fees and policies](https://onlinetherapy.me/cancel): For each online therapy and psychiatry service we track, from its own terms, help center and FAQ: how it bills (subscription, per visit, membership plus visits, program, employer benefit), how and where you cancel (the click path where its pages print one), the deadline before a renewal, the late-cancellation and no-show fee exactly as printed, the notice that avoids it, whether each clinician sets it and whether its pages say insurance does not pay it, what it says about refunds, and government actions about cancelling (FTC, state attorneys general), each linked to its source. One page per service at /cancel/. - [What online therapy services prescribe](https://onlinetherapy.me/prescribing): For each online therapy and psychiatry service we track, from its own help center and medication pages: whether it prescribes ADHD stimulants such as Adderall, Vyvanse and Ritalin (and the limits it states, such as a state that requires an in-person visit), benzodiazepines such as Xanax, Klonopin and Ativan, antidepressants and the medicines it names, ketamine or Spravato, buprenorphine (Suboxone) for opioid use disorder and medication for alcohol use, and its controlled-substance policy, each linked to its source, plus the federal telehealth rule for controlled substances. One page per service at /prescribing/. - [The DEA telehealth rule for controlled substances after December 31, 2026](https://onlinetherapy.me/dea-telehealth-rule): What happens to online prescriptions for Adderall and other ADHD stimulants, Xanax and other benzodiazepines, ketamine and buprenorphine (Suboxone) when DEA's fourth temporary extension of the telemedicine flexibilities ends on December 31, 2026: what the Ryan Haight Act requires without it (one in-person evaluation by the prescriber), what DEA proposed in January 2025 as the permanent special registration (Schedule II limited to some specialists, same-state and under-50-percent limits, state registrations, a nationwide PDMP check), the final rule's review status at the White House, every extension since 2020 with its Federal Register citation, which schedule each common psychiatric medicine is in, and which online services' own pages say they prescribe the medicines it covers, with a live list of the Federal Register documents filed under RIN 1117-AB40. - [Online therapy discounts, free trials and financial aid](https://onlinetherapy.me/discounts): For each online therapy and psychiatry service we checked, from its own pricing pages, help center and FAQ: whether it offers a free trial or a free first session (or says it does not), the discount it advertises to new patients and any code its own pages print, what its pages say about promo codes, income-based financial aid, sliding scales, payment plans and financing, whether HSA and FSA funds pay for it, discounts for students, military members, veterans and for paying ahead, referral credits, and the routes that cost nothing (an employer or health plan benefit, a $0 copay with some insurance, a free tier), each linked to its source. Codes printed only on coupon sites are excluded. One page per service at /discounts/. - [Online therapy platforms for therapists](https://onlinetherapy.me/for-therapists): For clinicians choosing where to practice (Headway, Alma, Grow Therapy, Rula, SonderMind, BetterHelp, Talkspace, Lyra, Spring Health, LifeStance and more): how each platform works with therapists, counselors, social workers, psychologists and prescribers (own practice it bills for, its group practice, its network, employment, or a directory listing), contractor (1099) or employee (W-2), what it charges clinicians, every pay figure it prints on its own pages or job postings exactly as printed, when it pays, whether it credentials clinicians with insurers, the licenses it accepts and its requirements, each linked to the platform's own page. One page per platform at /for-therapists/; comparison pages of two such platforms carry the same facts side by side. - [Medicare reimbursement rates for psychotherapy by state, 2026 (90837, 90834)](https://onlinetherapy.me/for-therapists/medicare-rates): What Medicare allows in 2026 for 20 psychotherapy and psychiatry codes (90791, 90832, 90834, 90837, 90847, 90853, 99214 and more) in every one of its 109 payment localities, one page per state at /for-therapists/medicare-rates/: the full amount for psychologists and psychiatrists, 85% for psychiatric nurse practitioners and PAs, 75% for LCSWs, LMFTs and LPCs, office and telehealth to the home alike, computed from CMS's own fee schedule files and checked to the cent against CMS's payment amounts, plus 2027 as CMS proposes it. - [Headway vs Alma vs Grow Therapy vs Rula vs SonderMind, for therapists](https://onlinetherapy.me/for-therapists/compare): The platform pairings therapists search while choosing where to practice (Headway vs Alma, Headway vs Grow Therapy, Rula vs Headway, SonderMind vs Headway, Rula vs Alma, Talkspace vs BetterHelp and more, one page each at /for-therapists/compare/-vs-): what each charges clinicians and keeps from private-pay sessions (including Headway's $9.99 marketplace fee, rolling out state by state), contractor or employee, what each prints about pay, credentialing and its stated timeline, malpractice coverage, licenses and requirements, side by side and each linked to the platform's own page; with Medicare's national amounts for 90837 and 90834 as the public benchmark the platforms do not print. - [Online therapy jobs: who is hiring therapists and prescribers today](https://onlinetherapy.me/for-therapists/jobs): Which online therapy and psychiatry companies are hiring therapists, counselors, social workers, psychologists and prescribers today, read daily from 19 platforms' own job boards: open clinical postings per company, postings by state, the pay the postings state (as printed, only where a posting states it), and the newest openings, each linked to the posting on the company's own job board. - [Online Suboxone and addiction treatment](https://onlinetherapy.me/online-addiction-treatment): Which online services say on their own pages that they prescribe buprenorphine (Suboxone) or naltrexone for opioid use disorder and medication for alcohol use disorder, with the medications each names and every limit it states, the states each lists (a state-by-state table), insurance, Medicaid and self-pay prices, how treatment starts, drug testing and counseling, what services say they do not do, plus the federal rules for starting buprenorphine by telehealth, methadone's clinic-only rule, and the free and covered routes (SAMHSA's helpline, FindTreatment.gov, Medicaid, Medicare, TRICARE and the VA), each linked to its source. - [Online therapy by insurance plan](https://onlinetherapy.me/insurance): For Aetna, Cigna, UnitedHealthcare, Blue Cross Blue Shield, Humana, Kaiser Permanente, TRICARE, Oscar, Medicare and Medicaid: which online therapy and psychiatry services name the plan on their own pages, the limit each gives (states, plan types, referrals, psychiatry only), which name it as not accepted, and which bill insurance without naming it. One page per plan at /insurance/, every answer linked to the service page that states it. - [Alternatives to BetterHelp, Talkspace, Cerebral, Brightside Health, Talkiatry, Rula, SonderMind, Done, Klarity Health, Circle Medical, Teladoc Health (Mental Health) and Hims & Hers](https://onlinetherapy.me/alternatives): For each major service (/alternatives/betterhelp, /alternatives/talkspace, /alternatives/cerebral, /alternatives/brightside-health, /alternatives/talkiatry, /alternatives/rula, /alternatives/sondermind, /alternatives/done, /alternatives/klarity-health, /alternatives/circle-medical, /alternatives/teladoc-health-mental-health, /alternatives/hims-hers): what its own pages say it does not do (insurance plans it refuses or limits to psychiatry, controlled substances it does not prescribe, ages it does not serve, a therapist it assigns rather than lets you choose, a higher subscription price or no monthly plan at all), and the services whose own pages say they do it, each answer linked to its source. A psychiatry service's alternatives all offer psychiatry, and an ADHD medication service's all prescribe controlled substances when appropriate. Prices stay in their own units; only subscriptions are compared on price. - [Head-to-head comparisons](https://onlinetherapy.me/compare): The 119 pairings people search for by name (BetterHelp vs Grow Therapy, Talkspace vs Headway, LifeStance vs Rula and more), plus every pairing within a care model, at /compare/-vs-. Each opens with what the two cost with and without insurance, then only where their own pages differ (plans such as Medicare and Medicaid, controlled-substance prescribing, choosing a therapist, ages, formats), every answer linked to the page that states it. Prices stay in their own units: only two recurring plans are ranked against each other, never a per-session price or a copay, and no overall winner is named. - [Availability](https://onlinetherapy.me/availability): Which services are accepting new clients, the typical wait to a first session, and geographic and insurance availability per service. - [Evidence](https://onlinetherapy.me/evidence): How much clinical research backs each therapy approach (CBT, DBT, EMDR, teletherapy, medication management), from PubMed, Europe PMC, and ClinicalTrials.gov. - [Self-guided apps](https://onlinetherapy.me/self-guided): Meditation and self-guided mental-health apps (Headspace, Calm, Wysa and others) graded honestly against the evidence. These are adjacent tools, not licensed one-to-one therapy. - [News and safety](https://onlinetherapy.me/news): Industry news plus regulatory and privacy actions relevant to online therapy (FTC enforcement, licensing, data privacy), each linked to the source record. - [Online therapy market data for teams](https://onlinetherapy.me/data): The whole dataset behind this site, licensed to businesses (benefits teams, analysts and investors, therapy services benchmarking competitors, clinician recruiting): prices and plans, service facts and insurance, clinician pay and terms, operators and government actions, cancellation and refund terms, discounts and employer benefits, every value with its source page and check date, re-checked monthly. A free sample CSV of the per-session price census is at /data/sample.csv. - [Methodology](https://onlinetherapy.me/methodology): How every figure is sourced, dated, and computed: the confidence tiers, the primary sources, and the citation model behind the whole site. - [AI training jobs for therapists, psychologists and psychiatrists](https://onlinetherapy.me/for-therapists/ai-work): Paid AI-training work for licensed mental health clinicians: the roles micro1 lists today for psychologists and psychiatrists (read every 6 hours from its job portal, with the hourly pay each posts, its scope and what it asks for), Mercor's evaluation task for counselors, social workers and marriage and family therapists, and what to know first (remote hourly contract work, no AI experience required by the postings, keep client details out). The micro1 links carry this site's referral code, disclosed on the page. - [How current each dataset is](https://onlinetherapy.me/methodology#datasets): The date and cadence of every dataset on the site: when each hand-checked dataset (prices, service facts, clinician terms and the rest) last had every record checked against its source and how often it is re-checked, and when each daily feed last ran. Each dataset carries its own date; none borrows another's. - [About](https://onlinetherapy.me/about): What OnlineTherapy.me is, its editorial standards, and its neutrality posture. ## Guides Long-form answers, every figure linked to its source. - [How Much Does Online Therapy Cost in 2026?](https://onlinetherapy.me/blog/online-therapy-cost): Online therapy runs $0 with an EAP, a $15 to $50 copay with insurance, or roughly $70 to $120 a week cash. Every real 2026 price, ranked and fully cited. - [Does Online Therapy Work? What the Evidence Says](https://onlinetherapy.me/blog/does-online-therapy-work): Video therapy matches in-person care for most common conditions, with comparable results and alliance. The 2026 evidence, by approach and by condition, fully cited. - [BetterHelp vs Talkspace: 2026 Comparison](https://onlinetherapy.me/blog/betterhelp-vs-talkspace): A data-backed 2026 head-to-head on price, insurance, matching, formats, and psychiatry, with a weighted scorecard, a wider-market table, and who each service fits best. - [Does Insurance Cover Online Therapy?](https://onlinetherapy.me/blog/does-insurance-cover-online-therapy): Yes, by law, mental health is a mandated ACA benefit. How insurance works with every major online therapy service, what you pay, and how to verify coverage.