Therapy by text

Text therapy: where you can message a therapist

Online therapy services that let you write to your therapist between sessions, the few that hold whole sessions by live chat, which take insurance or see teens, and the free text lines for when you need someone now. Every service fact is from its own pages.

Service pages checked ยท checked 2 wk ago
19services let you message a therapist
5hold live chat sessions
14take insurance in network

19 online therapy services let you message your therapist; 5 (BetterHelp, Headspace Care, Learn to Live, Online-Therapy.com and Talkspace) also hold live chat sessions, a full session by text in real time. 14 of the 19 take insurance in network and 15 see teens. Free text lines such as 988 and Crisis Text Line are crisis support, not ongoing therapy. In a crisis, text or call 988.

Service by service

19 services that let you text a therapist

Live chat services first. Formats, insurance and ages are from each service's own pages, the same records as its service page.

ServiceHow you can talkWithout insuranceInsuranceTeens
BetterHelpVisit site

Subscription therapy

Live chatMessagingVideoPhone
$70 to $100/weekIn-network, cost varies by planAdults
Headspace CareVisit site

Employer / EAP

Live chatMessagingVideo
$149 per sessionIn-network, cost varies by planAdults
Learn to Live

Employer / EAP

Live chatMessagingPhone
Through an employer or planEmployer or plan benefitYes
Online-Therapy.comVisit site

Subscription therapy

Live chatMessagingVideoPhone
$60/wk ($48/wk for the first month with its 20% discount), billed monthlyOut-of-network onlyYes
TalkspaceVisit site

Therapy + psychiatry

Live chatMessagingVideoPhone
$69/wkIn-network, cost varies by planYes
Bend HealthVisit site

Pediatric care

MessagingVideo
$199.99 per monthIn-network, cost varies by planYes
BrightlineVisit site

Pediatric care

MessagingVideo
$350 initial session, then $200 to $275 per ongoing sessionIn-network, cost varies by planYes
Brightside HealthVisit site

Therapy + psychiatry

MessagingVideo
$299/moIn-network, cost varies by planYes
CalmerryVisit site

Subscription therapy

MessagingVideo
$57/wk ($49.50/wk with the first-month discount)Out-of-network onlyAdults
CerebralVisit site

Therapy + psychiatry

MessagingVideoPhone
$150 per sessionIn-network, cost varies by planYes
Daybreak HealthVisit site

Pediatric care

MessagingVideo
Not publishedIn-network, cost varies by planYes
EquipVisit site

Eating-disorder care

MessagingVideo
Not publishedIn-network, cost varies by planYes
Little OtterVisit site

Youth & family

MessagingVideoPhone
$200/session ($350 assessment)In-network, cost varies by planYes
Lyra Health

Employer / EAP

MessagingVideo
Through an employer or planEmployer or plan benefitYes
Meru HealthVisit site

Therapy + psychiatry

MessagingVideo
$79/week for the 12-week programIn-network, cost varies by planYes
Nema HealthVisit site

Trauma & PTSD care

MessagingVideo
$275 (50 min)In-network, cost varies by planAdults
NOCDVisit site

OCD therapy

MessagingVideo
$120 (30 min), $180 (45 min), $240 (60 min) per session self-payIn-network, cost varies by planYes
SesameVisit site

Cash marketplace

MessagingVideo
From about $79 per session (set by each provider)Out-of-network onlyYes
Within HealthVisit site

Eating-disorder care

MessagingVideo
Not publishedIn-network, cost varies by planYes
Free, any time

Free text and chat lines: support, not therapy

Free to anyone, most around the clock. They are crisis counseling or peer support from trained people, not ongoing therapy, and often the right first step.

988 Suicide & Crisis LifelineNationalCrisis line

The 988 Suicide & Crisis Lifeline is free, confidential and available 24 hours a day, every day of the year.

Who
Anyone
What it gives
Crisis counseling by call, text or chat (not therapy)
Cost
Free
How to start
Call or text 988, or chat at 988lifeline.org
Crisis Text LineNationalCrisis line

Crisis Text Line offers free, confidential support 24 hours a day to anyone facing mental health challenges.

Who
Anyone
What it gives
Text support from trained volunteer crisis counselors (not therapy)
Cost
Free
How to start
Text HOME to 741741
The Trevor ProjectNationalCrisis line

The Trevor Project offers free, confidential crisis counseling by text, chat or phone, 24 hours a day, every day of the year.

Who
LGBTQ+ young people under 25
What it gives
Crisis counseling by phone, text or chat (not therapy)
Cost
Free
How to start
Text START to 678-678, call 1-866-488-7386, or chat at thetrevorproject.org/get-help
Teen LineNationalPeer support

Teen Line's responses come from trained teen volunteers who work under the supervision of adult mental health professionals.

Who
Young people up to 19
What it gives
Support from trained teen volunteers supervised by adult professionals (not therapy)
Cost
Free
How to start
Call (800) 852-8336, 6 to 10 PM Pacific, or text TEEN to 839863, 6 to 9 PM Pacific
SAMHSA's National HelplineNationalHelpline

SAMHSA's National Helpline is a free, confidential, 24/7 treatment referral and information service; callers without insurance are referred to state-funded programs, often ones that charge on a sliding fee scale.

Who
Anyone facing a substance use or mental disorder, and their families
What it gives
Treatment referral and information, 24/7, in English and Spanish (not counseling)
Cost
Free
How to start
Call 1-800-662-HELP (4357), TTY 1-800-487-4889, or text your ZIP code to 435748
Veterans Crisis LineNationalCrisis line

The Veterans Crisis Line is free, confidential and available 24/7, and Veterans do not need to be enrolled in VA benefits or health care to use it.

Who
Veterans, service members, Guard and Reserve members and those who support them, enrolled in VA care or not
What it gives
Crisis counseling by call, chat or text (not therapy)
Cost
Free
How to start
Dial 988 then press 1, chat online, or text 838255
NAMI HelpLineNationalHelpline

The NAMI HelpLine is a free, confidential service offering emotional support, information and resources by phone or text on weekdays; it is not a crisis line, and in a crisis NAMI points to 988.

Who
Anyone, for themselves, family or friends
What it gives
Emotional support, mental health information and resources from trained staff (not a crisis line, not therapy)
Cost
Free
How to start
Call 1-800-950-NAMI (6264) or text NAMI to 62640, Monday to Friday, 10 a.m. to 10 p.m. ET
Veterans Crisis LineNational (24/7, with overseas numbers listed on its page)Crisis line

The Veterans Crisis Line gives free, confidential support 24/7 to Veterans, service members, Guard and Reserve members and those who support them, by dialing 988 then pressing 1, online chat, or text to 838255.

Who
Veterans, service members, National Guard and Reserve members, and those who support them. You do not have to be enrolled in VA benefits or health care to connect.
What it gives
Crisis support from a qualified, caring responder by phone, online chat or text. The responder asks whether anyone is in immediate danger, helps you make a plan to stay safe, and connects you with resources from your local VA medical center or your community.
Cost
Free and confidential
How to start
Dial 988 then press 1, chat online at VeteransCrisisLine.net/Chat, or text 838255. Available 24/7, 365 days a year.
Vets4WarriorsNational (24/7 by phone, chat, text and email)Peer support

Vets4Warriors provides live, free, confidential, 24/7 peer support to active-duty or transitioning service members, veterans and their families.

Who
Active service members, National Guard members, reservists, veterans, and their families or caregivers. It operates independently of the VA and the U.S. military.
What it gives
Live, confidential peer support from trained veterans and military family members (not trained counselors), who listen, connect you to resources and follow up on every call until an issue is resolved. Peers respond by phone, email, chat or text.
Cost
Free (its mission is to provide live, free, confidential, 24/7 peer support)
How to start
Call 855-838-8255, 24/7, or use Talk to Us on vets4warriors.com to call, request a call, chat or email.

Check first: Peers are trained in peer support, not trained counselors, so this is not therapy.

Questions

Text therapy, answered

What online therapy services offer text therapy?
19 online therapy services say on their own pages that you can message your therapist between sessions: BetterHelp, Headspace Care, Learn to Live, Online-Therapy.com, Talkspace, Bend Health, Brightline, Brightside Health, Calmerry, Cerebral, Daybreak Health, Equip, Little Otter, Lyra Health, Meru Health, Nema Health, NOCD, Sesame and Within Health. 5 also hold live chat sessions, a scheduled conversation by text in real time: BetterHelp, Headspace Care, Learn to Live, Online-Therapy.com and Talkspace.
Is text therapy covered by insurance?
It can be. 14 of these services take insurance in network (BetterHelp, Headspace Care, Talkspace, Bend Health, Brightline, Brightside Health, Cerebral, Daybreak Health, Equip, Little Otter, Meru Health, Nema Health, NOCD and Within Health); what your plan covers, and whether messaging counts as a covered session, depends on the plan, so check with the service before you start. Online-Therapy.com, Calmerry and Sesame are out of network only: you pay, and your plan may reimburse part of it if it covers out-of-network care.
Is there free text therapy?
Free texting help exists, but it is crisis or peer support, not ongoing therapy: 988 Suicide & Crisis Lifeline (Call or text 988, or chat at 988lifeline.org), Crisis Text Line (Text HOME to 741741), The Trevor Project (Text START to 678-678, call 1-866-488-7386, or chat at thetrevorproject.org/get-help), Teen Line (Call (800) 852-8336, 6 to 10 PM Pacific, or text TEEN to 839863, 6 to 9 PM Pacific), SAMHSA's National Helpline (Call 1-800-662-HELP (4357), TTY 1-800-487-4889, or text your ZIP code to 435748), Veterans Crisis Line (Dial 988 then press 1, chat online, or text 838255), NAMI HelpLine (Call 1-800-950-NAMI (6264) or text NAMI to 62640, Monday to Friday, 10 a.m. to 10 p.m. ET), Veterans Crisis Line (Dial 988 then press 1, chat online at VeteransCrisisLine.net/Chat, or text 838255. Available 24/7, 365 days a year.) and Vets4Warriors (Call 855-838-8255, 24/7, or use Talk to Us on vets4warriors.com to call, request a call, chat or email.). Ongoing therapy by text from a licensed therapist is free only when someone else pays for it, such as an employer's EAP (Headspace Care, Learn to Live and Lyra Health are reached that way) or a plan with a $0 copay.
Is there text therapy for teens?
15 of these services see teens: Learn to Live, Online-Therapy.com, Talkspace, Bend Health, Brightline, Brightside Health, Cerebral, Daybreak Health, Equip, Little Otter, Lyra Health, Meru Health, NOCD, Sesame and Within Health. Most need a parent or guardian's consent for a minor; the teens page compares their ages, consent and insurance.
OnlineTherapy.me is an informational data platform, not a medical provider. Each service's formats, insurance and ages are its own statements; a service labeled Partner pays a referral fee when someone signs up through its link, which never changes what these pages report. If you are in danger or thinking about suicide, call or text 988, or call 911.
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