Charlie Health vs Grow Therapy
How Charlie Health and Grow Therapy differ on cost, insurance, medication and how you get a therapist, from each service's own pages.
- Updated monthly · checked 2 wk ago
Charlie Health and Grow Therapy publish no price without insurance. Both bill insurance in network; what you pay is set by your plan, not the service. Only Grow Therapy's pages name Medicare, within the limits its pages state. Only Grow Therapy prescribes controlled substances such as ADHD stimulants, when a clinician judges it appropriate. Only Grow Therapy lets you pick your therapist yourself.
- Charlie Health:
- Virtual intensive outpatient program (higher acuity).
- Grow Therapy:
- Insurance-accepting therapist marketplace (browse and choose).
In common: both bill insurance in network; both serve adults, teens, children and families.
What Charlie Health and Grow Therapy cost
Each price as the service's own page states it. Only two recurring plans are ranked against each other; a per-session price and an insurance copay never are.
Without insurance
Every self-pay price, side by sideWith insurance
Online therapy by insurance planBoth bill insurance in network; what you pay is set by your plan, not the service.
virtual intensive outpatient program, priced through insurance (in-network with most major plans, TRICARE, select Medicaid)
average cost per session in network (125+ plans incl. Medicaid, Medicare in most states); its insurance page states $0 to $50
What else differs
Only where their own pages give different answers, each linked to the page that states it.
Only Grow Therapy's pages name Medicare.
Medication
Online psychiatry, by prescribing policyOnly Grow Therapy prescribes controlled substances such as ADHD stimulants, when a clinician judges it appropriate.
Getting a therapist
Only Grow Therapy lets you pick your therapist yourself.
Who it serves
Session formats
Only Charlie Health offers group sessions. Only Grow Therapy offers phone.
Income-based pricing
Every sliding-scale optionOnly Grow Therapy lists a sliding scale or income-based aid.
Where it is available
Side by side
Plans named: Cigna, Blue Cross Blue Shield, Aetna, Humana, TRICARE, UnitedHealthcare, Kaiser Permanente (CA, CO, MD, OR and WA, with a Kaiser referral), Oscar (Florida)
Plans named: Aetna (most states; not AK, CO, NM, OK, OR, RI, WV or WY), Cigna, UnitedHealthcare, Blue Cross Blue Shield, Humana, Oscar, Kaiser Permanente (Northern California, Southern California and Hawaii plans require a Kaiser referral)
Blue marks the lower monthly price where every service compared sells a recurring plan; a per-session price and an insurance copay (set by your plan) are never ranked. Attributes (matching, session types, ages, coverage, insurance, financial aid) are from each service's own pages or, where a service does not publish them, a recent independent review, last verified 2026-10-18; open a service for its source. Reported improvement is from that service's OWN published study (different populations, durations, and formats), shown with its study as a guide and never crowned a cross-study winner. These are facts, not a recommendation: the right choice depends on your goal, your insurance, and your therapist.
Charlie Health vs Grow Therapy for therapists
Choosing where to practice rather than where to get care? What each platform's own pages tell clinicians.
| Platform | How you work with it | Contractor or employee | Cost to you | Pay it publishes | Insurance credentialing | Licenses | Open clinical roles today |
|---|---|---|---|---|---|---|---|
| Charlie Health | Mixed | Contractor or employee, by role | Not stated |
| Not applicable | LCSW, LPC/LMHC, LMFT, Associates | 33 |
| Grow Therapy | Own practice, it bills | Independent contractor (1099) | Free | No figure published | Credentials you | LCSW, LPC/LMHC, LMFT, Psychologist, Psychiatrist, PMHNP | 0 |